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Payment plans in which the builder services the buyer's home loan interest or EMI during construction can look like a free period. RBI's 2014 Master Circular on Housing Finance listed the risks of such 80:20 and 75:25 schemes. Here is what Bengaluru buyers should check under the loan papers and the RERA Act before signing.

When a Bengaluru project runs late, the buyer's home loan interest does not pause. RERA's Section 18 gives a choice between withdrawing with a refund and interest or staying with monthly delay interest, and Section 71 provides for compensation. Here is how those remedies sit alongside the interest you keep paying the bank.

Form 141 is the single challan-cum-statement for TDS on property purchases under the Income-tax Act, 2025. From October 1, 2026 it gained Schedule E for purchases from non-resident sellers. Here is how a Bengaluru buyer tells Schedule B from Schedule E, and meets the payment and filing deadlines.

The Monetary Policy Committee meets next on December 2 to 4, 2026, after raising the repo rate to 5.50% on October 7. Rather than guessing the outcome, here is what Bengaluru buyers and borrowers can prepare in the weeks before, from loan documents to booking timelines.

The Consumer Protection jurisdiction rules of December 2021 decide which consumer commission hears a complaint, based on the value of goods or services paid as consideration. Here is how the Rs 50 lakh and Rs 2 crore lines apply to a Bengaluru flat buyer, and how this sits alongside RERA.

RBI's Pre-payment Charges on Loans Directions, 2025 bar lenders from levying pre-payment charges on floating rate loans to individuals for non business purposes, for loans sanctioned or renewed on or after January 1, 2026. Here is what that means for a Bengaluru home loan, and what a part prepayment can save.