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MoHUA's RERA FAQ maps the route for a buyer's complaint: filing with the Authority or Adjudicating Officer under Section 31, a sixty-day disposal target, appeal to the Appellate Tribunal and then the High Court, and recovery of unpaid amounts as an arrear of land revenue.

MoHUA's RERA FAQ says Section 13 bars a promoter from accepting more than 10% of the flat or plot cost as advance or application fees before executing an Agreement for Sale. The State sets the agreement's form through Rules; it binds both sides and cannot be contrary to the Act.

MoHUA's RERA FAQ says the Act covers public bodies such as development authorities and housing boards when they sell to the public. They can issue certificates for their own projects under local law, and may be exempted from the separate account only if built from own funds without buyer money.

MoHUA's RERA FAQ says Section 14(2) makes the promoter liable for structural and specified defects for five years from handover, with 30 days to rectify, failing which allottees are entitled to compensation. Disputes go to the Adjudicating Officer, and resale buyers count as allottees.

The RBI's April 2024 circular requires a Key Facts Statement for retail loans sanctioned from October 1, 2024, showing an APR that includes interest and all charges, third-party fees included. Fees not in the KFS cannot be charged without consent, and home loan KFS stay valid for at least three working days.

MoHUA's RERA FAQ quotes the Explanation to Section 2(zk): where the person who constructs and the person who sells are different, both are deemed promoters and jointly liable under the Act. Buyers of a landowner's-share flat in a Bengaluru joint development can hold both to account.