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A buyer-side guide to home loan income tax deductions for Bengaluru buyers, covering Section 80C principal, Section 24(b) interest on self-occupied versus let-out property, and Section 80EE and 80EEA. It explains how the new versus old tax regime decides whether these benefits survive at all for assessment year 2026-27.

Ready homes with an occupancy certificate attract no Goods and Services Tax, while under-construction flats in Bengaluru carry 5 percent GST without input tax credit. We weigh the price, payment, possession, and Karnataka RERA trade-offs for end-users and investors.

A buyer-side guide to how monthly maintenance is calculated in Bengaluru apartments, what a sinking fund really funds, and when 18% GST applies. The catch: a low quoted rate often signals an underfunded reserve and future special levies.

Adding a co-applicant to a Bengaluru home loan can raise sanctioned amounts by combining incomes and lets each co-owner who is also a co-borrower claim Section 24(b) interest and Section 80C principal deductions separately. The catch is joint and several liability, every co-borrower owes the whole debt.

A Bengaluru borrower with a year-end bonus faces a classic call: prepay the home loan or invest the money. We walk through how prepayment saves the most interest early in the tenure, the new Reserve Bank of India rule scrapping prepayment charges, and the post-tax math that decides which option wins.

A practical, buyer-side walkthrough of registering a property on Karnataka's Kaveri 2.0 portal in Bengaluru. We cover slot booking, document upload, stamp duty and the revised 2 percent registration fee, guidance value checks, the biometric appointment, and collecting the registered deed.