Latest Blogs & Newz

In Karnataka you get an encumbrance certificate on Kaveri 2.0, as a Form 15 with entries or a nil Form 16. Here is how to obtain one, how far back to search, and why a clean EC is a screen, not a title guarantee.

Sections 269SS and 269ST tightly limit cash in property transactions, with penalties on the receiver. Here is what the thresholds mean and why Bengaluru buyers should pay through banking channels.

Property insurance protects your home and loan protection insurance clears your loan, but neither is mandatory and a bank cannot force them on you. Here is the difference and your rights as a Bengaluru buyer.

Section 54 exempts long term capital gains from selling a house if you reinvest in another home within the allowed window. Here is how the timelines, the cap, and the Capital Gains Account Scheme work.

Title insurance protects you financially against covered third-party claims on your ownership. Here is what it covers, how Section 16 of RERA links to it, and how Bengaluru buyers should think about it.

Joint ownership can raise loan eligibility and give home loan tax benefits, but only to co-owners who are also co-borrowers. Here is how shares, loans, and tax fit together for Bengaluru buyers.

NRIs can generally buy residential and commercial property in India, but not agricultural land or a farmhouse without RBI approval. Here is how FEMA, funding through NRE and NRO accounts, and repatriation work.

Buying from an NRI seller moves TDS from the flat one percent under Section 194-IA to Section 195, with no threshold and a deduction based on the seller's gains. Here is what Bengaluru buyers must know.

The corpus and sinking fund a builder collects belong to the owners, not the developer. Here is what these funds are, what a builder must hand over to the association, and what Bengaluru buyers should check.

An RBI rule effective from January 2026 bars prepayment and foreclosure charges on floating rate individual home loans. Here is what it covers, who benefits, and how Bengaluru borrowers should use it.

An occupancy certificate confirms a Bengaluru building is legal to occupy, and it quietly affects your khata, home loan, and resale. Here is why buyers must insist on the OC and how to check it.

The RTC or Pahani is Karnataka's revenue record for agricultural land. Here is what it shows, how to check it and the mutation record on the Bhoomi portal, and why plot buyers must read it before paying.

A home loan sanction is a conditional approval, not released cash. Here is how tranche disbursement and pre-EMI work for a Bengaluru under construction flat, and how buyers should plan their cash flow.

MahaRERA records a project's proposed and revised completion dates and quarterly progress. Here is how Mumbai buyers read delivery risk on the official portal before booking an under construction flat.

Index II is the Department of Registration and Stamps summary of a registered deed in Maharashtra. Here is what it shows, how to search it on the IGR portal, and how Mumbai buyers use it to verify a resale flat.

An encumbrance certificate from TNREGINET shows a property's registered transactions and charges. Here is what an EC covers, how to obtain one, and why a clean EC is a screen, not a title guarantee.

In Hyderabad, registration and mutation are separate steps. Here is what a PTIN is, why registration alone does not update the GHMC tax record, and how resale buyers should handle mutation.

Telangana has replaced the Dharani portal with Bhu Bharati under a new 2024 record of rights law. Here is what changed and what Hyderabad buyers should check before paying.