A Mumbai buyer had signed, paid and registered a resale flat in Mulund, and assumed the sale deed in his file was the end of the paperwork. When he approached a bank months later to move his loan, the officer asked not for the deed but for the Index II, and paused the file until it arrived. He had never heard the term, though it had been generated the day he registered. It is the single page the sub registrar produces to summarise the whole transaction, and in Maharashtra it quietly becomes the document everyone else asks to see, from the bank to the housing society to the next buyer down the line.

The short answer. The Index II, also written Index 2 or Suchi Kramank 2, is the official summary the sub registrar generates once your document is registered. On one page it records the registration number and date, the names of the seller and buyer, a description of the property, the price and value, and the stamp duty and registration fee paid. It is not a substitute for your sale deed; it is the proof that the deed was registered, and it is the page banks demand for a home loan, societies want for a transfer, and a careful buyer can pull in advance to see a property's registration history. The trade off is nothing but knowing it exists: get your Index II, check every field against your deed, and keep it with your title papers.

What is the Index II document?

It is the registration summary the sub registrar office issues after a document is registered, capturing who registered what, when and against which property. Where the sale deed is the full agreement between the parties, the Index II is the state's one page abstract of it, produced as part of the registration record and tied to the same document number. Because it is generated by the registering office rather than drafted by the parties, it carries weight as independent confirmation that the transaction was entered into the public register. In Maharashtra it has become the working proof of registration that institutions rely on, which is why it turns up on document checklists far more often than the deed itself. For a buyer, understanding it is less about the form and more about what it lets you and others verify at a glance.

What information does it actually contain?

The Index II packs the essentials of the transaction into a compact record, and each field is worth checking against your own papers. The table below sets out the main entries and what each one confirms.

Read together, these fields let anyone confirm the core facts of the sale without reading the entire deed. That is exactly why a bank, a society or a future buyer starts here: the Index II answers the who, what, when and how much in a single trusted page.

Why does my bank insist on the Index II?

Because it is the cleanest proof the bank has that your purchase is actually registered and the duty on it was paid. A lender advancing money against a property needs to know that the transfer is on the public record, that the parties and the property match the file, and that the stamp duty was not short paid, all of which the Index II shows on its face. That is why major banks list it alongside the sale deed and the property extract in their home loan document sets, and why a missing or mismatched Index II can stall a loan even when the deed itself is in order. For a buyer taking a loan, the practical lesson is to obtain the Index II early and confirm its details line up with the deed and your identity documents, so it is ready when the lender asks rather than a last minute scramble. The same page also helps the bank check that the value recorded is consistent with the loan it is being asked to give, since a consideration that sits oddly against the market value is the kind of flag a lender would rather catch before disbursing than after. In a resale purchase the buyer is often asked for both his own Index II and the seller's earlier one, so that the lender can see the property moving cleanly from one registered owner to the next.

How is it different from the sale deed?

The sale deed is the binding contract that transfers the property; the Index II is the official summary proving that deed was registered. One is the substance of the deal, running to many pages of covenants, boundaries and conditions, while the other is a single page abstract created by the registering office to sit in the public index. You need both, and they do different jobs. The deed is what establishes your rights as owner and what a title check reads in detail; the Index II is what quickly demonstrates to a third party that those rights were duly registered and stamped. Relying on the deed alone leaves you unable to prove registration on demand, and relying on the Index II alone leaves you without the detailed terms of your own purchase. Keep them filed together, because most institutions will eventually want to see the pair. A useful way to hold the distinction in mind is that the deed is what you argue from if ownership is ever disputed, while the Index II is what you produce when someone simply needs quick, official confirmation that the deal was registered and stamped at all.

Can I use the Index II to check a property before buying?

Yes, and this is where it becomes a due diligence tool rather than just a post purchase certificate. Because registration records in Maharashtra can be searched, you can look up the Index II entries for a property and see the registrations recorded against it, which helps confirm that the person selling to you is the person who last bought it and that the property described matches what you are being shown. Stacking the Index II records tied to a single survey or CTS number gives you a view of how the property has changed hands and whether anything sits against it that the seller has not mentioned. It is not a complete title investigation on its own, and it works best read alongside the deed chain and an encumbrance search, but as an early, low effort check it can flag a mismatch before you have spent money on lawyers. You can run a search through the official IGR Maharashtra portal maintained by the state registration department.

How do I get and check my Index II?

Obtain it from the registration record for your document and verify every field before you file it away. Work through these steps.

1. Note the registration number, year and sub registrar office from your registration receipt.
2. Obtain the Index II for that document from the registration office or the official portal.
3. Check the executant and claimant names match the seller and you exactly.
4. Confirm the property description, survey or CTS number and area match your sale deed.
5. Verify the consideration and the stamp duty recorded match what you actually paid.
6. Before buying a resale flat, pull the Index II history to confirm the seller's own purchase.
7. Keep the Index II filed together with the registered sale deed and your identity papers.

How does this fit the rest of my registration paperwork?

The Index II is the proof that ties your registration cost and your ownership record together, so it sits naturally with the rest of the transfer paperwork. Our guide to Mumbai stamp duty and registration charges explains the duty and fee that the Index II then records as paid, and our note on the society transfer and share certificate covers the stage where the housing society will ask to see the Index II before recording you as a member. Treated as a set, the deed proves the terms, the Index II proves the registration, and the society and revenue records then catch up to reflect your ownership. Knowing which document does which job is what stops a buyer being caught out by a request for a page he did not know he already had.

Frequently asked questions

What is the Index II document in Maharashtra? It is the official one page summary the sub registrar generates when a document is registered, recording the registration number and date, the seller and buyer names, the property description, the price and value, and the stamp duty and fee paid. It proves a transaction was registered, and institutions rely on it as that proof.

Is the Index II the same as my sale deed? No. The sale deed is the full contract that transfers the property and sets out all the terms, while the Index II is a single page abstract created by the registering office to prove the deed was registered and stamped. You need both, filed together, because they do different jobs and most institutions eventually ask to see the pair.

Why do banks ask for the Index II for a home loan? Because it is the clearest proof that your purchase is on the public register and the duty was paid. Lenders list it with the sale deed and property extract, and a missing or mismatched Index II can hold up a loan. Obtain it early and confirm its details match the deed and your identity documents.

Can I see a property's Index II before I buy it? Yes. Registration records in Maharashtra can be searched, so you can pull the Index II entries for a property to confirm the seller last bought it and the property matches. It is an early, low effort check, best read alongside the deed chain and an encumbrance search rather than as a full title investigation on its own.

Last updated 2026-08-30. PropNewz Team.